|
eHealth Insurance
Individual & Family Health Insurance
Individual and family health insurance plans cover
preventative care as well as emergencies and represent the best long-term
protection for you and your family.
- Best prices - and our service is free to you
- Largest selection - More plans than any other agent
- Safe, secure, and easy online application process
- Over 100 customer care representatives to ensure your satisfaction
What is the best
health plan for me?
Choosing between
health plans is not as easy as it once was. Although there is no one
"best" plan, there are some plans that will be better than
others for you and your family's health needs. Plans differ in how much
you have to pay and how easy it is to get the services you need. Although
no plan will pay for all the costs associated with your medical care, some
plans will cover more than others.
With any health plan
you will pay a basic premium, usually monthly, to buy the health insurance
coverage. In addition, there are often other payments you must make. These
payments will vary by plan but essentially are deductibles and copay ments
.
In the "Things
to Consider" section of the site, there are some excellent guides
about choosing and comparing health plans.
Here's a list of key
questions to consider in selecting the plan that best meets your needs:
- How much will it
cost me on a monthly basis?
- Are there
deductibles I must pay before the insurance begins to help cover my
costs? After I have met the deductible, what part of my costs are paid
by the plan?
- What doctors,
hospitals, and other medical providers are part of the plan? Are there
enough of the kinds of doctors I want to see?
- Where will I go
for care? Are these places near where I work or live?
- If I use doctors
outside a plan's network, how much more will I pay to get care?
- Are there any
limits to how much I must pay in case of major illness? What about
limits and deductibles for certain types of care such as surgery or
maternity?
|
|